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In Ecuador, UnionPay cards are accepted at hotels, restaurants and other merchants most frequented by tourists as well as the ATMs of Banco Bolivariano. 

  • Ecuador – Country of Evolutionism’s Aspiration
    Located in the northwest of South American continent, Ecuador borders Columbia to the north and Peru to the south, and is adjacent to the Pacific. As equator runs through Ecuador, the “Ecuador” in Spanish language is used as country name. Ecuador is famed the world over for its capital Quito and Guayaquil, the largest harbor city in the south. In addition, the Galapagos Islands on the Pacific where many rare species live are more than 900 kilometers away from the mainland territory, in which Darwin completed the biological evolutionism according to the rumor. Why not take your UnionPay card (card number starting with 62) to explore the country where the aspiration of evolutionism was born.
  • POS acceptance
    In Ecuador, about 4,500 merchants displaying the signage ofor Banco Bolivarianoaccept UnionPay cards. These merchants include hotels, souvenir shops, rotisseries, and restaurants popular among tourists, and all accept UnionPay chip cards.
  • Cash withdrawal
    In Ecuador, about 300 ATMs displaying the signage of or accept UnionPay cards. All these ATMs offer English interface. The limits for each withdrawal transaction by UnionPay at ATMs are 20 USD (minimum) and 400 USD (maximum).

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "
    Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
  • Charges
    No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

    ATM commission fee consists of two separate fees: 
    (1) Service fee charged by the issuer: please consult your issuer for details.
    (2) Service fee charged by the ATM acquirer in Ecuador: some ATMs will charge commission fee, which is charged by the local banks in Ecuador and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.
  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.