unionpay

UnionPay cards can be smoothly used at 179 countries and regions worldwide.

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America Europe Asia Africa Oceania
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UnionPay services since    December, 2005
Local service hotline        866-567-5516

  • America – Kingdom of Highway
    There are New York, Boston, Washington and other fast-paced cities on the prosperous and developed East Coast; magnificent Grand Canyon Colorado and Yellowstone National Park in the Western mountain area; beautiful and sunny California on the West Coast close to the Pacific. In addition, the glittering Hollywood, all the cutting-edge technology worldwide and the “Sound of Seattle” are gathered here. In the meantime, America is a shopping paradise presenting skin care products, luxurious products and electronics at cheap price. Take your UnionPay cards (card number starting with 62) to have an easy trip to America and enjoy more privileges.

    Explore the US with UnionPay
    Businbese districts recommended: Woodbury Premium Outlets, South Coast Plaza
    Food recommended: Restaurant Suntory and Seafood Village
    Entertainments recommended: Coral Creek Golf Course
    Specialties recommended: Various skin care products and luxury goods
  • Enjoy the US with UnionPay services and privileges
    In the US, over 80% merchants accept UnionPay credit cards for payment via signature verification. You can also pay with UnionPay debit cards via PIN at merchants equipped with PIN pad. Merchants accepting UnionPay cards can be found in New York, Los Angeles, San Francisco, Las Vegas, and Honolulu Hawaii, covering brand stores, duty-free shops, major department stores, supermarkets, convenient stores, postal service and public transportation worldwide. Almost all ATMs in the US accept UnionPay cards, many of which also provide the Chinese interface.

    Paying with UnionPay cards in the US:
    Most UnionPay credit cards issued by national and regional banks in China support the payment via signature. UnionPay cardholders can contact the issuing banks to cancel transaction PIN prior to departure for in order to pay without PIN. Many merchants in the US prefer cardholders to swipe their cards on their own. Please choose“Credit” for UnionPay credit cards and “Debit” for UnionPay debit cards.
  • POS acceptance
    Over 80% of merchants in the U.S. acceptUnionPay cards. Since that some of the merchants have yet to put up theUnionPay signage, cardholders may show their UnionPay cards upon the till andinquire about UnionPay acceptance.

    When using co-branded cards, you are advised to chooseUnionPay as the routing option to be benefited from the special offers andservices provided by UnionPay.

    Paying with UnionPay credit card at some localmerchants requires no PIN. Cardholders can complete the payment following theinstruction of the cashier. You can also refer to relative service guide at “Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN”.
  • Cash withdrawal
    In the US, Almost all ATMs accept UnionPay cards. Cardholders can withdraw cash at ATMs displaying the signage of , and STAR.

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
  • Charges
    No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

    ATM commission fee consists of two separate fees: 
    (1) Service fee charged by the issuer: please consult your issuer for details.
    (2) Service fee charged by the ATM acquirer in USA: some ATMs will charge commission fee, which is charged by the local banks in USA and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.
  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.