UnionPay cards can be smoothly used at 179 countries and regions worldwide.

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UnionPay services since January, 2017


In India, UnionPay cards are accepted at over 90,000 merchant and 70% of ATMs.

  • About India- Cradle of civilization

    India has many to offer to everyone. Attractions include mountains, monuments, beaches, tropical islands, jungles, hill stations, temples and a long list of 28 UNESCO World Heritage Sites.


    There is the stunning Taj Mahal in Agra that draws millions of visitors from across the globe, and then there are historic forts and palaces in Rajasthan that find interest with many tourists.


    India also offer a wide range of shopping options ranging from world class brands retailed out of state of the art shopping malls to Indian handcrafts and artifacts sold through street shops.  


    Why not take your UnionPay card (card number starting with 62) to visit India and explore culture, history and indulge in retail therapy?

  • POS acceptance

    Merchants in India displaying the signage of accept UnionPay cards.

  • Cash withdrawal

    In India, UnionPay cards can be accepted for withdrawing Indian Rupees at all ATMs of ICICI Bank , Axis Bank, Union Bank , Punjab National bank , Canara Bank & 41 more Banks / Financial Institute owned ATMs. 

  • Charges

    No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.


    ATM commission fee consists of two separate fees:

    (1)   Service fee charged by the issuer: please consult your issuer for details.

    (2)   Service fee charged by the ATM acquirer in India: some ATMs will charge commission fee, which is charged by the local banks in India and which has nothing to do with UnionPay or the issuer.


    Cash withdrawal via debit card results in a lower commission fee.