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UnionPay cards can be smoothly used at 179 countries and regions worldwide.

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UnionPay services since November, 2011
Local service hotline N/A

UnionPay cards are acceptedable atin many shopping malls, franchise stores and other merchants in Morocco popular among which are frequently visited by tourists as well as at ATMs of BMCE Bank.
  • Morocco – Garden of North Africa

    Located in the northwest of Africa, the Arab country is known as the “Garden of North Africa”. It is the mild marine climate that enables many coastal cities here to remain green throughout the year. Streets dotted with colorful flowers make this city look like a garden. The colorful appearance of Morocco ranks to be one of its characteristic landscapes, such as white Casablanca, red Marrakech, blue Chefchaouen, and colorful Fiss. Why not take your UnionPay cards (card number starting with 62) to see how Moroccans using bright colors to decorate their houses.

  • POS acceptance
    Merchants and POS terminals displaying the signage of   or local acquirer CMIall accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

    When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.
  • Cash withdrawal
    In Morocco, UnionPay cards can be accepted for withdrawing cash at all ATMs of BMCE.

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
  • Charges
    No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

    ATM commission fee consists of two parts:
    (1)Service fee charged by the issuer: please consult the issuer for details.
    (2)Service fee charged by the ATM acquirer in Morocco: some ATMs will charge commission fee, which is charged by the local banks in Morocco and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.
  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.
  • Introduction of Overseas Tax Refund
        UnionPay has launched the UnionPay card (card number starting with 62) overseas tax refund service in cooperation with Global Blue 、Premier Tax Free 、Tax Free Worldwide and GB Tax Free that are the world’s largest tax refund institutions. Such service covers 38 countries and regions. Furthermore, in addition to Global Blue, UnionPay has cooperated with local tax refund institutions in South Korea such as KTIS, Global Tax Free and Easy Tax Refund, all of which may refund taxes directly to UnionPay card accounts. You can apply for tax refunds when shopping in oversea stores only if they are labeled the following logos of tax refund cooperative institutions.
        Global tax refund institutions:  
        If you are using the Premier tax refund service, you can check the Premier global refund points and tax refund progress on Premier Tax Refund Inquiry.

    For more information, pl click
    http://www.unionpayintl.com/en/enserviceCenter/englobalService/entaxRefund/index.shtml
  • More considerate services offered by UnionPay Card
    UnionPay Card Emergency Cash Assistance Service
    UnionPay cardholders can call the hotline of the issuing bank or local UnionPay hotline to apply for an emergency cash assistance capped at the equivalent of USD 5,000 if they are experiencing emergencies like lost or malfunctioning cards.

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